Legit investment companies

If you have lost money to a suspected investment fraud, you should report it to action fraud on 0300 123 2040 or online at www.Actionfraud.Police.Uk opens in new window .

My list of forex bonuses

How to spot an investment scam, legit investment companies.

All investment scams have one thing in common. They claim to be able to offer high levels of return for very little risk.

How to spot an investment scam

Every year thousands of people lose millions of pounds due to investment scams. The internet and advances in digital communications mean these kinds of scams are becoming more common and harder to identify. Thankfully there are some warning signs, which you can use to avoid falling victim to scammers. Read on to discover how to spot, avoid and report an investment scam.

What is an investment scam?

Be aware

Some scammers have very convincing websites and other online presence, which makes them look like a legitimate company. Always check with the FCA to make sure they’re registered.

Investment scams aim to get unsuspecting people to hand over money. On the face of it, they can seem perfectly legitimate, appearing knowledgeable with websites, testimonials and marketing material.

The most famous kind of investment scam is a ponzi scheme, where money is collected from new investors to pay previous investors. Eventually the money owed is greater than the money being collected and the scheme collapses, leaving all the investors out of pocket.

Today, due to the internet and digital communications, investment scams can be much more complex. Some of these scams are so convincing, even professional investors have fallen victim to them.

Since the pensions freedoms were introduced in april 2015, older people are particularly vulnerable to investment scams because they can access cash lump sums from pension pots.

All investment scams have one thing in common. They claim to be able to offer high levels of return for very little risk.

How to spot an investment scam

Is it a scam?

The FCA’s scamsmart website has a tool to help you check if an investment or pension opportunity is a scam.

There’s also lots more information about avoiding the latest scams. Visit the scamsmart website.

Make sure you are aware of the warning signs which might indicate an investment opportunity is a scam.

Unsolicited approaches by phone call, text message, email or a person knocking on your door.

When a firm doesn’t allow you to call it back.

Where you’re forced to make a quick decision, or are pressured into doing so.

Contact details you are given, or found on their website, are only mobile phone numbers or a PO box address.

You are being offered a high return on your investment, but are told it’s low risk.

How to protect yourself from investment scams

Important

Just because a firm is authorised does not mean you’re automatically covered by the FSCS or FOS. Even if you’re using an authorised firm, FCA rules only generally apply to mainstream products, rather than ‘niche’ investments, which might be completely unregulated.

To avoid being caught out by a scam, make sure you follow these simple rules.

Reject any unsolicited calls, emails, text messages or visitors to your door. Legitimate investment companies will not cold call, or contact you out of the blue.

Check the FCA register of regulated companies, or the FCA warning list.

If you are thinking about an investment opportunity, seek independent financial advice from an FCA regulated firm.

What to do if you think you’ve been targeted

If you think you’ve been targeted by an investment scam, please report it to the FCA scam smart website.

If you have lost money to a suspected investment fraud, you should report it to action fraud on 0300 123 2040 or online at www.Actionfraud.Police.Uk opens in new window .

In scotland, you should report the scam to police scotland on 101 or advice direct scotland on 0808 164 6400.

Beware of being targeted in the future, particularly if you lost money to a scam. Fraudulent companies might take advantage of this and offer to help you get some or all of your money back.

LIST: SEC LEGIT INVESTMENT COMPANIES – mutual fund, equity, debt

Invest only in companies and funds duly licensed and accredited by SEC. Do not fall for investment scams and get rich quick schemes.

In the news lately are dubious ‘investment’ firms which solicit money from the public for investments, which later on turns-out to be scams and ponzi schemes. In order to better guide the filipinos who plans to invest, the securities and exchange commission (SEC) has released an official list of accredited companies available to the public for investment-purposes.

The companies on this list of SEC are LEGIT!

Be careful in choosing where you will put your money on. If the company you are planning to invest in is NOT listed below, it could be a scam. Be cautious and seek SEC’s assistance as necessary at these contact / telephone numbers (02) 818-6337 or (02) 818-6047 or email SEC at epd@sec.Gov.Ph.

Isensey will be sharing the list into 3 parts:

First part: DULY LICENSED AND SEC ACCREDITED MUTUAL FUNDS – for mutual fund investments

Second part: DULY LICENSED AND SEC ACCREDITED COMPANIES UNDER PHILIPPINE STOCK EXCHANGE – for equity investments

Third part: DULY LICENSED AND SEC ACCREDITED COMPANIES UNDER PHILIPPINE DEALING AND EXCHANGE CORP (PDEX) – for debt instruments investments

First part: MUTUAL FUNDS INVESTMENTS

These are the only companies / mutual funds AUTHORIZED BY SEC to solicit and accepts investments from the public. This list is updated as of june 30, 2019.

The government agency which released this list is the CORPORATE GOVERNANCE AND FINANCE DEPARTMENT. As of june 30 2019, there are 71 mutual funds on this list.

COMPANIES ACCREDITED FOR MUTUAL FUND – BALANCED FUNDS INVESTMENTS

2. ATRAM ALPHA OPPORTUNITY FUND, INC.

3. ATRAM DYNAMIC ALLOCATION FUND, INC. (formerly: OPTIMA BALANCE FUND, INC.)

4. ATRAM PHILIPPINE BALANCED FUND,INC.

5. BAHAY PARI SOLIDARITAS FUND, INC.

6. COCOLIFE DOLLAR FUND BUILDER ( US$ denominated)

7. FIRST METRO SAVE AND LEARN BALANCED FUND, INC.

8. GREPALIFE BALANCED FUND CORPORATION

10. ONE WEALTHY NATION FUND, INC.

11. PAMI ASIA BALANCED FUND, INC. (US$ denominated)

12. PAMI HORIZON FUND, INC. (FORMERLY: GSIS MUTUAL FUND, INC.)

14. SUN LIFE PROSPERITY DOLLAR ADVANTAGE FUND, INC. (US$ denominated)

15. SUN LIFE OF CANADA PROSPERITY BALANCED FUND, INC.

16. SUN LIFE PROSPERITY DOLLAR WELLSPRING FUND,INC.

17. SUN LIFE PROSPERITY DYNAMIC FUND, INC.

18. SUN LIFE PROSPERITY ACHIEVER FUND 2028, INC.

19. SUN LIFE PROSPERITY ACHIEVER FUND 2038, INC.

20. SUN LIFE PROSPERITY ACHIEVER FUND 2048, INC.

COMPANIES ACCREDITED FOR MUTUAL FUNDS – BOND FUNDS INVESTMENTS

1. ALFM DOLLAR BOND FUND, INC.

2. ALFM EURO BOND FUND, INC.

3. ALFM PESO BOND FUND, INC.

4. ATRAM TOTAL RETURN BOND FUND, INC.

5. ATRAM CORPORATE BOND FUND, INC. ( FORMERLY : PRUDENTIALIFE FIXED INCOME FUND, INC.)

6. COCOLIFE FIXED INCOME FUND, INC.

7. EKKLESIA MUTUAL FUND INC.

8. FIRST METRO SAVE & LEARN DOLLAR BOND FUND, INC.

9. FIRST METRO SAVE AND FIXED INCOME FUND, INC.

10. GREPALIFE DOLLAR BOND FUND CORP.

11. GREPALIFE FIXED INCOME FUND CORPORATION

12. PAMI GLOBAL BOND FUND, INC. (formerly: AIG global bond fund phils., inc.)

14. PHILAM DOLLAR BOND FUND, INC.

15. PHILEQUITY DOLLAR INCOME FUND, INC.

16. PHILEQUITY PESO BOND FUND, INC.

17. SOLDIVO BOND FUND, INC.

18. SUN LIFE PROSPERITY DOLLAR ABUNDANCE FUND, INC.

19. SUN LIFE OF CANADA PROSPERITY BOND FUND, INC.

20. SUN LIFE PROSPERITY GS FUND, INC.

COMPANIES ACCREDITED FOR MUTUAL FUNDS – EQUITY FUND INVESTMENTS

1. ATRAM ASIAPLUS EQUITY FUND,INC.

2. TRAM PHILIPPINE EQUITY OPPORTUNITY FUND,INC.

3. CLIMBS SHARE CAPITAL EQUITY INVESTMENT FUND CORPORATION

4. FIRST METRO PHILIPPINE CONSUMER FUND ON MSCI PHILIPPINE , INC.

5. FIRST METRO SAVE & LEARN ASIA FOCUS EQUITY FUND,INC. (US$ denominated )

6. FIRST METRO SAVE AND LEARN EQUITY FUND INC.

7. MBG EQUITY INVESTMENT FUND, INC.

8. PAMI EQUITY INDEX FUND, INC.

9. PHILAM STRATEGIC GROWTH FUND, INC.

11. PHILEQUITY PSE INDEX FUND, INC.

12. PHILEQUITY STRATEGIC GROWTH FUND, INC.

13. PHILIPPINE STOCK INDEX FUND, INC.

14. SOLDIVO STRATEGIC GROWTH FUND, INC.

15. SUN LIFE OF CANADA PROSPERITY PHILIPPINE EQUITY FUND, INC.

16. SUN LIFE PROSPERITY PHILIPPINE STOCK INDEX FUND, INC.

17. SUN LIFE PROSPERITY WORLD VOYAGER FUND,INC.

19 PHILEQUITY MSCI PHILIPPINES INDEX FUND, INC.

COMPANIES ACCREDITED FOR MUTUAL FUNDS – MONEY MARKET INVESTMENTS

1. ALFM MONEY MARKET FUND, INC.

2. PHILAM MANAGED INCOME FUND, INC.

3. SUN LIFE PROSPERITY MONEY MARKET FUND, INC.

4 SUN LIFE PROSPERITY DOLLAR STARTER FUND, INC. 5

5. AIB MONEY MARKET MUTUAL FUND, INC.

6. FIRST METRO SAVE & LEARN MONEY MARKET FUND, INC.

COMPANIES ACCREDITED FOR MUTUAL FUND – EXCHANGE TRADED FUND INVESTMENTS

1. FIRST METRO PHILIPPINE EQUITY EXCHANGE TRADED FUND, INC.

COMPANIES ACCREDITED FOR MUTUAL FUND – DIVIDEND FUND INVESTMENTS

PHILEQUITY DIVIDEND YIELD FUND, INC

COMPANIES ACCREDITED FOR MUTUAL FUND – FEEDER FUND

1. ALFM GLOBAL MULTI-ASSET FIXED INCOME FUND, INC.

COMPANIES ACCREDITED BUT INACTIVE/DORMANT MUTUAL FUNDS

2. MAA PRIVILEGE DOLLAR FIXED INCOME FUND, INC.

3. MAA PRIVILEGE EURO FIXED INCOME FUND, INC.

Second part: list of accredited companies under the philippine stock exchange

Check the companies available for investing-in in the PSE or the philippine stock exchange. List is updated as of may 31, 2019.

If you want to go into stock market investment for the first time, take time to check out video guides for stock investment beginners. There are legit brokers who can help you start investing and trading in the philippine stock market.

Third part: LIST OF ACCREDITED COMPANIES UNDER THE PHILIPPINE DEALING AND EXCHANGE CORP. (PDEX)

These companies listed next are authorized to issue debt linked investments instruments. The public may also invests in the following companies under PDEX. Listed are the company names alongside their respective nature of business updated as of may 31, 2019.

COMPANIES	NATURE OF BUSINESS
8990 HOLDINGS, INC.	REAL ESTATE DEVELOPER
ABOITIZ EQUITY VENTURES, INC.	HOLDING FIRM
ABOITIZ POWER CORPORATION	ELECTRICITY, ENERGY, POWER & WATER
ABS-CBN CORPORATION	MEDIA
ALSONS CONSOLIDATED RESOURCES, INC.	HOLDING (ELECTRICITY, ENERGY, POWER & WATER
AYALA CORPORATION	HOLDING FIRMS
AYALA LAND, INC.	PROPERTY
BANK OF THE PHILIPPINE ISLANDS	BANKS
BDO LEASING AND FINANCE, INC.	OTHER FINANCIAL INSTITUTIONS
BDO UNIBANK INC.	BANKS
CEBU HOLDINGS, INCORPORATED	PROPERTY
CEBU PROPERTY VENTURES AND DEVELOPMENT CORPORATION	PROPERTY
CHINA BANKING CORP.	BANKS
CYBERZONE PROPERTIES, INC.	REAL ESTATE
DOUBLEDRAGON PROPERTIES CORPORATION	REAL ESTATE DEVELOPER
EAST WEST BANKING CORP.	BANKS
ENERGY DEVELOPMENT CORPORATION	ELECTRICITY, ENERGY, POWER & WATER
FILINVEST DEVELOPMENT CORPORATION	HOLDING FIRM
FILINVEST LAND, INC.	PROPERTY
FIRST METRO INVESTMENT CORPORATION	DELISTED
GLOBE TELECOM, INC.	TELECOMMUNICATIONS
GT CAPITAL HOLDINGS, INC.	HOLDING
JG SUMMIT HOLDINGS, INC.	HOLDING FIRMS
MANILA ELECTRIC COMPANY	ELECTRICITY, ENERGY, POWER, & WATER
MEGAWORLD CORPORATION	PROPERTY
METROPOLITAN BANK & TRUST CO.	BANKS
NLEX CORPORATION	TOLL WAYS
PETRON CORPORATION	ELECTRICITY, ENERGY, POWER, & WATER
PHILIPPINE NATIONAL BANK	BANKS
PHILIPPINE SAVINGS BANK	BANKS
P-H-O-E-N-l-X PETROLEUM PHILIPPINES, INC	ELECTRICITY, ENERGY, POWER, & WATER
PLDT INC.	TELECOMMUNICATIONS
RIZAL COMMERCIAL BANKING CORP.	BANKS
ROBINSONS BANK CORPORATION	BANKS
ROCKWELL LAND CORPORATION	PROPERTY
SAN MIGUEL BREWERY, INC.	FOOD, BEVERAGE & TOBACCO
SAN MIGUEL CORPORATION	HOLDING FIRMS
SECURITY BANKN CORPORATION	BANKS
SM INVESTMENTS CORPORATION	HOLDING FIRM
SM PRIME HOLDINGS, INC.	PROPERTY
SMC GLOBAL POWER HOLDINGS CORP
SOUTH LUZON TOLLWAY CORPORATION	TOLL WAYS
STA. LUCIA LAND, INC.	PROPERTY
STI EDUCATION SERVICES GROUP, INC.	EDUCATION
UNION BANK OF THE PHILIPPINES	BANKS
VISTA LAND & LIFESCAPES, INC.	PROPERTY

There are lots of legit companies in the philippines duly licensed by SEC and in possession of the secondary license which allows them to accepts and solicits investments from the public wether via mutual fund investments, equity (stock) investments, debt-linked investments.

Choose to invest in any of these SEC accredited companies. Choose legit not “fly by night”, “too good to be true”, and “get rich quick schemes”.

Choose the investment you are comfortable with.

Different investment instruments carries different risks and benefits. Seek the help of a duly-licensed financial planner if you do not have time to study the various investment options, they will be able to help you decide where and how to allocate your investible funds.

Grow your wealth this 2019 and all throughout 2020 and beyond!

How to check if a company is legit, UK regulations, and how to avoid risking your money and data

Written by dan base, financial content writer

If you are worried about the authenticity of a company, it is always worth doing some research. We look at how to check if a company is legit, UK rules, and how you can find out whether to trust a company or avoid them at all costs.

Last updated: 26 august 2020

When you buy something from a company you have never heard of, it is sensible to find out as much about them as you can.

After all, con artists use fake companies to make their scams look more real, and you do not want to be duped if you can help it.

Remember.

It pays to have a healthy sense of suspicion when you make a purchase or give a company your details, whether online or on the high street.

It is also a good idea to pay for anything you buy with a credit card . That way, a dodgy company would not be able to clear out your bank account.

Here is how to check if a company is legit:

1. Check for concrete details

One of the easiest ways to spot a fake company is if you cannot see any evidence that they exist in reality.

The first thing you should do is check that the company you are dealing with has a physical, concrete location somewhere in the world.

Look for a physical address on the company's website. If this physical address is a registered office, even better.

Check their website for a phone number - preferably a landline number - then call this to see who answers.

If an employee of the company in question answers the call you can have some reassurance that you are dealing with a "real" company

If no-one answers or you are put through to an anonymous call centre, this may be your first warning sign that the company is not legit

2. See what others say

Using a search engine like google can give you all sorts of information on a company, including what people are saying on forums and social media:

If someone speaks of a bad experience with the company or warns against dealing with them, you will know to steer clear

Equally, this may bring back results where the company is shown in a good light, which will encourage you that they are a legitimate firm

Googling a company is a good way to get to know more about whom they really are behind their superficial image.

Remember that what is said on forums is not gospel but it can act as a useful indicator when you are not sure about a company.

3. Search the FCA register

If you are looking at a company that deals in financial services or products, there is one simple way to check out their credentials: look them up on the financial conduct authority (FCA) register.

The FCA register is a comprehensive database holding details of every financial company who are registered and regulated by the FCA.

If a financial company is not on the FCA register , you should avoid them. You can search for a company by entering their name and/or postcode.

Another good resource is the UK government's companies house website . You can use this site to perform a search of all 2 million+ limited companies trading or once registered in the UK and listed in companies house.

4. Check out their website

Look for specific things on the company's website that may give away whether or not they are truly legitimate:

If you notice poor english used frequently on a website that appears to be trading as a UK company, the company may be based overseas.

Check if the website lists any testimonials from satisfied clients or customers. Make sure they sound genuine and not formulaic.

You should also look for a privacy policy and company history on the site - this may state how long the company has been in operation, their ethical stance, and their mission statement.

If you are going to purchase something online, always check the company's refund and exchange policy so you know there are steps you can take if the goods do not materialise.

Finally, before you even consider entering your payment details, it is vital that you check for "https://" at the start of the URL and that a padlock or key symbol is displayed in your browser.

5. Don't take any risks

If you're thinking about how to find out if a company is legit, it is likely you have already spotted some warning signs. Sometimes it is best to simply go with your gut feeling about a company.

If you have any suspicions, you are not confident in how to check if a company is legit, or you are uncomfortable dealing with the company, walk away and take your business elsewhere. It is better to be safe than sorry.

6. What to do if you get scammed

If you think you have been scammed, tell your bank immediately. They can increase security on your current account to prevent further money being taken.

You should also report details of the crime to action fraud , either via their website or by calling 0300 123 2040.

Spending with a credit card offers extra protection from scammers and fraudsters with section 75 cover. Compare credit cards to find one that suits how you spend.

List of legit forex investment companies in nigeria

LIST OF LEGIT FOREX INVESTMENT COMPANIES IN NIGERIA

Getting a legit forex investment company in nigeria that you can invest your money with could seem a great task. In this article, we have an awesome carefully selected list of some legit and trusted forex investment companies you can invest your hard-earned money.

1. Pepperstone

Pepperstone is an award-winning forex investment company. They are one of the most legit forex investment companies in nigeria and have won multiple prestigious awards from investment trends, deloitte, and compare forex brokers and they are proud to be recognized for consistently exceptional customer service, excellent trading conditions, and offering value for money.

Pepperstone is a worldwide recognized forex broker, you can invest with, they are trusted by over 57,000 traders worldwide. Pepperstone was founded in 2010 in melbourne, australia by a team of experienced traders with a shared commitment to improve the world of online trading. Frustrated by delayed executions, expensive prices, and poor customer support, they set out to provide traders around the world with superior technology, low-cost spreads, and a genuine commitment to helping them master the trade. Pepperstone is a forex broker recognized worldwide, is also available in nigeria.

Top 10 Best Forex Trading Platforms (2020) – Nigerian Infopedia

Pepperstone offers a simple and user-friendly user interface, making it quick and easy to get started. The application is in minutes with a simple application process that has been put in place. Pepperstone claims to provide you with everything you need to take on the global markets with confidence.

They offer clients a demo account you can use to practice and get familiar with the platform and know how it works. They also offer to the client a live account that you can fund from any part of the world with your automated teller machine (ATM) card, to start trading and making a profit once you have studied the website and gained the necessary skill and confidence to start trading.

2. IC markets

Another legit forex investment company in nigeria is IC markets and it is a regulated forex CFD provider. IC markets fills the gap between retail and institutional traders, making the world more tradable for everyone.

IC markets is one of the most renowned forex CFD providers. They offer trading solutions for active day traders and scalpers as well as traders that are new to the forex market. IC markets offers its clients cutting edge trading platforms, low latency connectivity, and superior liquidity.

IC markets is revolutionizing on-line forex trading. Traders are now able to gain access to pricing which was previously only available to investment banks and high net worth individuals.

IC markets was incorporated by a team of professionals in the financial services industry who were instrumental in the success of one of the largest regulated CFD providers.

Their mission is to create the best and most transparent trading experience for retail and institutional clients alike allowing traders to focus more on their trading. Built by traders for traders IC markets is dedicated to offering superior spreads, execution, and service.

IC markets sought to bridge the gap between retail and institutional clients offering a trading solution previously only available to investment banks and high net worth individuals. IC markets raw spread connectivity was born, providing superior execution technology, lower spreads, and unrivaled liquidity.

IC markets is dedicated to innovation, constant improvement, and utilizing cutting edge technology previously unavailable.

They also offer a free demo account where you can practice and get familiar with their trading portal and alive account that you can find from any part of the world.

3. FOREXTIME (FXTM)

Forextime which is also known as FXTM was established in 2011, the FXTM brand is a global leader in online trading, bringing the opportunities of financial markets to global audiences, wherever they are and whatever their financial ambitions are. It is a top legit forex investment company in nigeria

They are specialists in leveraged trading, giving you the potential to generate financial returns on both rising and falling prices across FX, indices, commodities, shares, and cryptocurrencies. Whether you’re an experienced trader or completely new to it, we’re here to help you find freedom in the financial markets.

The group’s global network of offices and regulations spans europe, africa, asia, and latin america, and they have already attracted over 3 million clients across 180 countries including nigeria.

By trading on the FXTM platform, you stand to enjoy many benefits such as;

Operating an account that suits your kind of trader.

Low trading costs and super fast trade execution – ( you can check out their performance scorecard)

The world’s most popular trading platform – choose MT4 or MT5 on mobile, desktop, or web

Free forex education courses and guides to help you get started or build your trading skills

Discover over 5,000 traders to copy, with their innovative copy trading program. FXTM invest. Etc.

You get access to a free demo account that is funded to test the platform and your trading skills and also a live account that can be funded from any part of the world to trade when you are ready.

To get started, visit their website, https://www.Forextime.Com

Forex and the exchange market: what are they? Forex Trading for beginners.

4. Octafx

Octafx is one of the best and legit STP forex brokers which was founded in july 2011. They help forex traders find the best trading conditions in the forex market.

They also create a cost-effective trading experience where forex traders, both new and professional forex traders, can earn more with the same investment

Octafx is a leading forex investment company you can also trust. Since it was established, it has experienced tremendous growth also success stories. They have received 28 forex industry awards, with over 1.5million trading accounts registered, over 288million trades executed, and also said to have covered 100 countries in the world.

Some benefits you stand to enjoy when you register and invest with octafx includes

Tight spreads: with the lowest spreads in the forex industry you have an opportunity to earn 25% more than with other forex brokers. This will allow you to maximize your gain from every trade you made on their platform.

50% deposit bonus: you get a 50% deposit bonus on octafx which gives you the advantage to open positions of higher volume and support your trades with the 50%bonus. The interesting part is that you can also withdraw the bonus after meeting volume requirements.

Rewarding loyalty proves: octafx offers a program known as “trade & win program” on its platform, which allows you to benefit even more. I.E, you get lots to win prizes for trading with them and you can exchange the prize lots for gadgets and merchandise.

Fast deposits and withdrawal: with octafx, you enjoy a fast deposit and withdrawal system. You can start trading right after making a successful deposit and you can as well withdraw your profits in no tim

No commission on deposits: on octafx, you enjoy a no commission on deposits and withdrawals and one of the best exchange rates among forex brokers, which is always at your service when you trade with octafx.

Pictorial moment of The CEO MBA FOREX. - MBA Trading & Capital Investment Limited | Facebook

7. AVATRADE

Avatrade has been an innovative pioneer in online trading since 2006.

The company was created as a combined effort of financial professionals and experts in web-commerce with the goal of perfecting the online experience for retail traders.

Avatrade is dedicated to a set of core values that are said to define their relationships with customers and partners and guides every decision they make.

They are said to be committed to empowering people to invest and trade, with confidence, in an innovative and reliable environment; supported by best-in-class personal service and uncompromising integrity.

Legit cloud mining companies 2020

Read this first

We started to invest in cloud mining in 2013 so we know what we are talking about regarding this topic. However, around 2013 cloud mining was an unknown phenomena and many people took advantage of this and created many cloud mining scams. There were so many cloud mining scams that you couldn’t tell which one was legit and which one was not. At this point we created allcloudminers.Com which only purpose was to try to help people to not invest in scams. We did develop skills to differentiate scams from legit cloud mining companies. Nowadays allcloudminers and cryptocoinzone have been merged to this site.

Still, cloud mining is a questionable service and many people doesn’t experience profit in the long run. We think cloud mining can be a good option if you like to differentiate your passive income portfolio. We would never recommend anyone to go all in on cloud mining. We have learned how to earn bitcoin passive income in other ways, such as interest accounts and staking. We prefer these passive incomes over cloud mining and you can read more about these options in our complete guide about bitcoin passive income .

Legit cloud mining 2020

In this guide, we seek to answer the question of what are the legit cloud mining companies in 2020. Due to the declining difficulty and falling crypto prices, we provide reasons why should you enter the cloud mining market. We also dedicate a part of the article on judging a good cloud mining company, as well as how to hedge against the scams.

In this review, we propose platforms that are safe, including genesis mining, hashnest, hashing24, oxbtc, mining rig rentals, and bitdeer.

How to find out if a company is legitimate: 9 best ways

There are a number of different kinds of companies, for example financial companies, business companies as well as non-profit organizations but if you are an investor or a person seeking employment it is important to know whether the company is a legitimate and registered one. There are numerous companies that are launched on a daily basis and there are an equal number of companies that practically disappear overnight, taking with them the investors money as well as the money that was due to the employees. Here are some definite signs to know whether its a legitimate company or not.

Ways to check if a company is genuine:

1. Do a google search:

When in doubt about anything, the first thing that almost everyone does is simply browse google.Com. Going through the customer review as well as feedback pages can give you a great deal of information about whether the company is a trustworthy one or not. It is very easy to write an impressive and high sounding business description for a company, yet the feedback that comes through the customers; employees as well as ex- employees are always brutally honest. On viewing the feedback if you find that almost all the reviews are negative then you know that the company is not a legitimate and reliable one. When reading up about the company, do not jump to the conclusion that the company is not legitimate if it does not have a powerful presence in the online world. There are some good company’s out there that do not like to incur the additional expense of managing a website or web page on a daily basis; they simply update information as and when required.

2. Check the company website:

In this modern day and age it is extremely easy to acquire a domain name, webpage and email address. One of the easiest ways to know whether a company is a legitimate one or not, is by verifying the contact details that have been provided on the company webpage. It is mandatory to check offline contact information like the telephone numbers provided as well as the address that has been given. If there is no way to contact the company offline then it is quite likely that it is a red flag. In addition in attaining the telephone number and address of the company you can also verify about whether all that you have heard about the company matches with all the information that has been given on the webpage. To gain registration details of any company’s website simply use who.Is. All information pertaining to websites registration and expiration date will appear there.

3. Company’s legal webpage:

There is no legitimate company out there that does not have its own legal webpage. If after browsing through the web you are able to find the company’s legal webpage then it is mandatory to view all the terms and conditions carefully to find out if there are any loop holes or any clauses that look suspicious. Very often people do not like to read so many terms and conditions and end up in a fix later on. To avoid any legal complications later on it is better to be familiar with all the clauses. If you are able to locate more than one webpage, then that’s even better, these legal web pages come under the titles of – disclaimer, about us, contact us or privacy policy.

4. Check for secure modes of payment:

This is one of the most important factors in determining whether a company is a red flag or not. As an investor or a person seeking employment it is vital to check whether there are any secure modes of payment available. Here are some names that you should keep an eye out for – pay pal, authorize.Net, google checkout, stripe, we pay and 2 checkout. It is possible that company’s do accept some money through insecure modes of payment like cash or paper check however if it is truly a legitimate company then there will be a secure mode of payment. Before you do invest your hard earned money you should ensure that there is a way to procure your money again without much hassle.

5. Check the better business bureau (BBB):

As a company that was founded in the year 1912, the better business bureau is a reputed nonprofit organization that began with the motive of increasing trust based marketing. If you are seeking information about a particular company all that you are required to do is input the name of the company and read all the relevant information that is provided. This is primarily a rating site, but in addition to rating, individuals can voice opinions and give information if they are aware of any scams or illegal activity which the company is involved in. However it is important to note that if a company is not listed in the better business bureau then that does not mean that the company or the business is a red flag.

6. Inquiring with the local chamber of commerce:

There are numerous companies’ out there that provide fake phone numbers and addresses. Just because there is a telephone number and address given on the company’s webpage do not assume that it is legitimate. To verify the information all that you have to do is contact the local chamber of commerce that is associated with the company to ensure that the company really does exist. In addition to this you can also get information about the company from authority websites which are run by the governments. These authority websites provide invaluable information about registered companies. If one is unaware of the authority website for his or her country then he or she can simply search on google as all information can be easily found there.

For india the website is- ministry of corporate affairs
for australia- ABN lookup
for UK-company house
for US / canada – better business bureau

7. Visiting the address:

One of most reliable ways of knowing whether a company is legitimate or not, is simply by visiting the address that has been given on the website. If you cannot find the company after a great deal of searching then naturally the company is not a legitimate one, however if you do find it then you should walk in and have a look around. Visiting the place gives one the unique opportunity of interacting with the management as well as the employees of the company, without physically visiting the address it is very difficult to gauge what the company is like or how the work atmosphere is. Most companies have all credentials as well as awards up on display for everyone to view. In addition to this companies often distribute hand outs and even brochures for potential clients and persons seeking employment to go through.

8. Going through company’s credit report:

A company credit report (CCR) is the meticulous record of a company’s credit history. Going through any company’s credit report will give invaluable information about the company’s financial performance, contact details, credit score, management structure, years of operation and also the legal judgments that have been brought up against the company in the past. However there is a big difference between a company credit report as well as a company’s credit ratings, where a credit report comes from information that has been given directly from the banks and credit ratings come from the agencies involved in credit rating after careful examination of the company documents and files. Since this information comes directly from the banks therefore you can rest assured that this information is genuine and reliable.

9. Ask around:

The easiest thing one can do when inquiring whether a company is legitimate or not is take time out to ask family members or friends about whether or not they have heard of this company. If they have then they can furnish you with information or details which they might be having. These are the people that care about you and therefore their words will be fraught with honesty and they will provide a genuine account of their experiences. Based on their words you can decide whether or not the company is a legitimate one. The number of scams are unfortunately increasing day by day therefore it is of paramount importance to make sure that you investor seek employment in the right place.

These are some of the easy ways to find out whether a company is legitimate or not. There are innumerable innocent and trusting people that have been taken for a ride as well as been cheated of their money. If you take out the time to ensure that the company is registered and legitimate then this could save you a great deal of trouble in the future.

LIST: SEC LEGIT INVESTMENT COMPANIES – mutual fund, equity, debt

Invest only in companies and funds duly licensed and accredited by SEC. Do not fall for investment scams and get rich quick schemes.

The companies on this list of SEC are LEGIT!

Isensey will be sharing the list into 3 parts:

First part: DULY LICENSED AND SEC ACCREDITED MUTUAL FUNDS – for mutual fund investments

Second part: DULY LICENSED AND SEC ACCREDITED COMPANIES UNDER PHILIPPINE STOCK EXCHANGE – for equity investments

Third part: DULY LICENSED AND SEC ACCREDITED COMPANIES UNDER PHILIPPINE DEALING AND EXCHANGE CORP (PDEX) – for debt instruments investments

First part: MUTUAL FUNDS INVESTMENTS

These are the only companies / mutual funds AUTHORIZED BY SEC to solicit and accepts investments from the public. This list is updated as of june 30, 2019.

The government agency which released this list is the CORPORATE GOVERNANCE AND FINANCE DEPARTMENT. As of june 30 2019, there are 71 mutual funds on this list.

COMPANIES ACCREDITED FOR MUTUAL FUND – BALANCED FUNDS INVESTMENTS

2. ATRAM ALPHA OPPORTUNITY FUND, INC.

3. ATRAM DYNAMIC ALLOCATION FUND, INC. (formerly: OPTIMA BALANCE FUND, INC.)

4. ATRAM PHILIPPINE BALANCED FUND,INC.

5. BAHAY PARI SOLIDARITAS FUND, INC.

6. COCOLIFE DOLLAR FUND BUILDER ( US$ denominated)

7. FIRST METRO SAVE AND LEARN BALANCED FUND, INC.

8. GREPALIFE BALANCED FUND CORPORATION

10. ONE WEALTHY NATION FUND, INC.

11. PAMI ASIA BALANCED FUND, INC. (US$ denominated)

12. PAMI HORIZON FUND, INC. (FORMERLY: GSIS MUTUAL FUND, INC.)

14. SUN LIFE PROSPERITY DOLLAR ADVANTAGE FUND, INC. (US$ denominated)

15. SUN LIFE OF CANADA PROSPERITY BALANCED FUND, INC.

16. SUN LIFE PROSPERITY DOLLAR WELLSPRING FUND,INC.

17. SUN LIFE PROSPERITY DYNAMIC FUND, INC.

18. SUN LIFE PROSPERITY ACHIEVER FUND 2028, INC.

19. SUN LIFE PROSPERITY ACHIEVER FUND 2038, INC.

20. SUN LIFE PROSPERITY ACHIEVER FUND 2048, INC.

COMPANIES ACCREDITED FOR MUTUAL FUNDS – BOND FUNDS INVESTMENTS

1. ALFM DOLLAR BOND FUND, INC.

2. ALFM EURO BOND FUND, INC.

3. ALFM PESO BOND FUND, INC.

4. ATRAM TOTAL RETURN BOND FUND, INC.

5. ATRAM CORPORATE BOND FUND, INC. ( FORMERLY : PRUDENTIALIFE FIXED INCOME FUND, INC.)

6. COCOLIFE FIXED INCOME FUND, INC.

7. EKKLESIA MUTUAL FUND INC.

8. FIRST METRO SAVE & LEARN DOLLAR BOND FUND, INC.

9. FIRST METRO SAVE AND FIXED INCOME FUND, INC.

10. GREPALIFE DOLLAR BOND FUND CORP.

11. GREPALIFE FIXED INCOME FUND CORPORATION

12. PAMI GLOBAL BOND FUND, INC. (formerly: AIG global bond fund phils., inc.)

14. PHILAM DOLLAR BOND FUND, INC.

15. PHILEQUITY DOLLAR INCOME FUND, INC.

16. PHILEQUITY PESO BOND FUND, INC.

17. SOLDIVO BOND FUND, INC.

18. SUN LIFE PROSPERITY DOLLAR ABUNDANCE FUND, INC.

19. SUN LIFE OF CANADA PROSPERITY BOND FUND, INC.

20. SUN LIFE PROSPERITY GS FUND, INC.

COMPANIES ACCREDITED FOR MUTUAL FUNDS – EQUITY FUND INVESTMENTS

1. ATRAM ASIAPLUS EQUITY FUND,INC.

2. TRAM PHILIPPINE EQUITY OPPORTUNITY FUND,INC.

3. CLIMBS SHARE CAPITAL EQUITY INVESTMENT FUND CORPORATION

4. FIRST METRO PHILIPPINE CONSUMER FUND ON MSCI PHILIPPINE , INC.

5. FIRST METRO SAVE & LEARN ASIA FOCUS EQUITY FUND,INC. (US$ denominated )

6. FIRST METRO SAVE AND LEARN EQUITY FUND INC.

7. MBG EQUITY INVESTMENT FUND, INC.

8. PAMI EQUITY INDEX FUND, INC.

9. PHILAM STRATEGIC GROWTH FUND, INC.

11. PHILEQUITY PSE INDEX FUND, INC.

12. PHILEQUITY STRATEGIC GROWTH FUND, INC.

13. PHILIPPINE STOCK INDEX FUND, INC.

14. SOLDIVO STRATEGIC GROWTH FUND, INC.

15. SUN LIFE OF CANADA PROSPERITY PHILIPPINE EQUITY FUND, INC.

16. SUN LIFE PROSPERITY PHILIPPINE STOCK INDEX FUND, INC.

17. SUN LIFE PROSPERITY WORLD VOYAGER FUND,INC.

19 PHILEQUITY MSCI PHILIPPINES INDEX FUND, INC.

COMPANIES ACCREDITED FOR MUTUAL FUNDS – MONEY MARKET INVESTMENTS

1. ALFM MONEY MARKET FUND, INC.

2. PHILAM MANAGED INCOME FUND, INC.

3. SUN LIFE PROSPERITY MONEY MARKET FUND, INC.

4 SUN LIFE PROSPERITY DOLLAR STARTER FUND, INC. 5

5. AIB MONEY MARKET MUTUAL FUND, INC.

6. FIRST METRO SAVE & LEARN MONEY MARKET FUND, INC.

COMPANIES ACCREDITED FOR MUTUAL FUND – EXCHANGE TRADED FUND INVESTMENTS

1. FIRST METRO PHILIPPINE EQUITY EXCHANGE TRADED FUND, INC.

COMPANIES ACCREDITED FOR MUTUAL FUND – DIVIDEND FUND INVESTMENTS

PHILEQUITY DIVIDEND YIELD FUND, INC

COMPANIES ACCREDITED FOR MUTUAL FUND – FEEDER FUND

1. ALFM GLOBAL MULTI-ASSET FIXED INCOME FUND, INC.

COMPANIES ACCREDITED BUT INACTIVE/DORMANT MUTUAL FUNDS

2. MAA PRIVILEGE DOLLAR FIXED INCOME FUND, INC.

3. MAA PRIVILEGE EURO FIXED INCOME FUND, INC.

Second part: list of accredited companies under the philippine stock exchange

Check the companies available for investing-in in the PSE or the philippine stock exchange. List is updated as of may 31, 2019.

Third part: LIST OF ACCREDITED COMPANIES UNDER THE PHILIPPINE DEALING AND EXCHANGE CORP. (PDEX)

COMPANIES	NATURE OF BUSINESS
8990 HOLDINGS, INC.	REAL ESTATE DEVELOPER
ABOITIZ EQUITY VENTURES, INC.	HOLDING FIRM
ABOITIZ POWER CORPORATION	ELECTRICITY, ENERGY, POWER & WATER
ABS-CBN CORPORATION	MEDIA
ALSONS CONSOLIDATED RESOURCES, INC.	HOLDING (ELECTRICITY, ENERGY, POWER & WATER
AYALA CORPORATION	HOLDING FIRMS
AYALA LAND, INC.	PROPERTY
BANK OF THE PHILIPPINE ISLANDS	BANKS
BDO LEASING AND FINANCE, INC.	OTHER FINANCIAL INSTITUTIONS
BDO UNIBANK INC.	BANKS
CEBU HOLDINGS, INCORPORATED	PROPERTY
CEBU PROPERTY VENTURES AND DEVELOPMENT CORPORATION	PROPERTY
CHINA BANKING CORP.	BANKS
CYBERZONE PROPERTIES, INC.	REAL ESTATE
DOUBLEDRAGON PROPERTIES CORPORATION	REAL ESTATE DEVELOPER
EAST WEST BANKING CORP.	BANKS
ENERGY DEVELOPMENT CORPORATION	ELECTRICITY, ENERGY, POWER & WATER
FILINVEST DEVELOPMENT CORPORATION	HOLDING FIRM
FILINVEST LAND, INC.	PROPERTY
FIRST METRO INVESTMENT CORPORATION	DELISTED
GLOBE TELECOM, INC.	TELECOMMUNICATIONS
GT CAPITAL HOLDINGS, INC.	HOLDING
JG SUMMIT HOLDINGS, INC.	HOLDING FIRMS
MANILA ELECTRIC COMPANY	ELECTRICITY, ENERGY, POWER, & WATER
MEGAWORLD CORPORATION	PROPERTY
METROPOLITAN BANK & TRUST CO.	BANKS
NLEX CORPORATION	TOLL WAYS
PETRON CORPORATION	ELECTRICITY, ENERGY, POWER, & WATER
PHILIPPINE NATIONAL BANK	BANKS
PHILIPPINE SAVINGS BANK	BANKS
P-H-O-E-N-l-X PETROLEUM PHILIPPINES, INC	ELECTRICITY, ENERGY, POWER, & WATER
PLDT INC.	TELECOMMUNICATIONS
RIZAL COMMERCIAL BANKING CORP.	BANKS
ROBINSONS BANK CORPORATION	BANKS
ROCKWELL LAND CORPORATION	PROPERTY
SAN MIGUEL BREWERY, INC.	FOOD, BEVERAGE & TOBACCO
SAN MIGUEL CORPORATION	HOLDING FIRMS
SECURITY BANKN CORPORATION	BANKS
SM INVESTMENTS CORPORATION	HOLDING FIRM
SM PRIME HOLDINGS, INC.	PROPERTY
SMC GLOBAL POWER HOLDINGS CORP
SOUTH LUZON TOLLWAY CORPORATION	TOLL WAYS
STA. LUCIA LAND, INC.	PROPERTY
STI EDUCATION SERVICES GROUP, INC.	EDUCATION
UNION BANK OF THE PHILIPPINES	BANKS
VISTA LAND & LIFESCAPES, INC.	PROPERTY

Choose to invest in any of these SEC accredited companies. Choose legit not “fly by night”, “too good to be true”, and “get rich quick schemes”.

Choose the investment you are comfortable with.

Grow your wealth this 2019 and all throughout 2020 and beyond!

Top investment companies in nigeria

If you are interested in investing, then you will definitely enjoy our list of top investment companies in nigeria. Therefore, if you are looking for some great investment opportunities, check out this post and find out more about this topic!

Top 10 investment companies in nigeria

There are enough investment opportunities in nigeria to make your head spin, so where should you turn to if you want to get involved in investment? To answer that question, we have compiled a list of investment companies in nigeria that have proved their trustworthiness many times. However, bear in mind that we are not endorsing any of the companies listed here. Make sure you do a more in-depth research on the company you like before actually investing your money.

Thus, to all interested in investment in nigeria, we present top investment companies in the country. The companies appear in no particular order. Here they are:

Citi trust investment ltd.

If you are looking for a company whose main focus is stock brokerage, then citi trust investment is just the right choice for you. They provide great financial services to corporate clients and individuals alike. The company has a culture of integrity, transparency and professionalism. They know how to work with their clients and how to provide sound advisory services.

Apart from stock brokerage, citi trust investment is also providing the following services:

Portfolio management;

Asset management;

Securities trading;

Financial advisory;

Investment benefit management.

In addition to that, the company also has a subsidiary, which deals with services related to asset management. It is called citi trust asset management ltd., and it is registered as a fund manager by security exchange commission (SEC).

Afrinvest ltd.

Another great nigerian investment company is afrinvest. It provides research on the nigerian market, and it is a major advisor on the topics of market transactions on the international market for many blue chip companies all across west africa. The company’s focus lies on four areas:

Asset management;

Investment banking;

Investment research;

Securities trading.

Afrinvest’s subsidiary by the name of afrinvest securities limited is licensed by the SEC as a broker dealer. Another subsidiary by the name of afrinvest asset management ltd. Is licences as a portfolio manager. Afrinvest has several offices across nigeria, namely in abuja, lagos and port harcourt. If you are interested in this company, visit its website www.Afrinvest.Com for more information.

Forthright securities and investments ltd.

Working since 1995, forthright has become one of the biggest stockbrokerage companies in the game. It is led by a great team of experienced and enterprising professionals, whose expertise allowed for the company’s fast growth and its current status as one of the major companies involved in investment advisory and stock trading. Some of forthright’s services include:

Financial education;

Fund management;

Investment advisory;

Portfolio management;

Stockbrokerage.

If you want to learn more about forthright, visit their website www.Forthrightsec.Com or find them on twitter, facebook and linkedin @forthrightsec.

Stanbic IBTC asset management

Stanbic has in-depth knowledge of financial markets (both global and local) and an excellent record when it comes to fund management. It is an investment and management company with a great reputation. Stanbic is known for providing responsive, efficient and convenient services that come with that little extra dash of dedication to the work they do.

In 2013, the company received the award from world finance for being the best investment management company, which only solidified its standing as one of the greatest investment firms in the country. Visit www.Stanbicibtcassetmanagement.Com for more information on stanbic.

Peninsula asset management

For several decades, peninsula asset management (PAM) has proven time and time again that they are one of the best firms in nigeria who deal with investments and asset management. Since 1982, this company has not given up its positions at the very top of the chain.

PAM is known for providing customised portfolios tailored specifically to each client. Whatever you need in terms of investments, PAM will offer you the services that fit your needs. Head to www.Peninsulaasset.Com to find out more.

Lotus capital ltd.

READ ALSO: top venture capital firms in nigeria

Founded back in 2004 in ikoyi, lagos, this company has proven itself over the years as a reputable investment company. In the past decade, lotus capital rose to the top in the field of investments, and many businesses, organisations and individuals across the country seek its services. It specializes in providing financial advisory services, private wealth management and asset management.

In addition to that, the company is also a pioneer in the niche of islamic banking (their tagline is ‘halal investments’), where they offer interest-free equitable solutions. Lotus capital is built around the values of integrity, dynamism, excellent service, confidentiality and professionalism. To learn more, go to www.Lotuscapitallimited.Com.

FBN capital

This company is not only the best asset management and investment company in nigeria, but it is also among the best in the whole of africa. FBN capital is a part of the brand called FBN quest, which also includes FBN asset management, FBN capital partners, FBN funds ltd., FBN securities and FBN trustees.

The company is focused on building meaningful and deep relationships with their clients and empowering their clients to achieve more. With the main office in ikoyi, lagos, FBN spreads its reach across the whole country. Go to www.Fbnquest.Com to find out more about FBN quest and FBN capital in particular.

United capital

This is one of the biggest companies in nigeria that deal with investments, and it is set on transforming the whole african continent with the help of their novel solutions for investment banking. United capital offers services to all, including individuals, corporate organisations and even governments. It is led by a veteran stockbroker and lawyer oluwatoyin sanni, who has a team of professionals with experience.

The main goal of united capital is to become an investment and financial role model in africa by deploying specialist skills, technology and innovation to exceed the clients’ expectations. If this sounds interesting to you, go to www.Unitedcapitalplcgroup.Com and learn more about the company.

Investment one financial services

Since 2008, investment one, a subsidiary of gtbank, has been providing investment and financial services to their clients. It also focuses on securities brokerage and asset management. In 2013, it was recognised as one of the fastest growing companies in the field of investments by ALLWORLD.

The company currently works with private banking, venture capital, mutual funds, pension management, securities brokerage, as well as structured finance and advisory. You can learn more about investment one on their website www.Investment-one.Com.

Zenith capital ltd.

Last, but not least, zenith capital, the affiliate of zenith bank, is known for exceptional service and the best practice. The company leverages the newest technology to get access to relevant markets and deliver the highest quality of service.

Zenith capital works with high net worth individuals, government agencies, middle-sized and large corporates, private equity investors and blue chip companies. If this is what you have been looking for, go to www.Zenithcapital.Com.Ng and learn more.

Remember to do your research before committing to any company.

READ ALSO: how to find angel investors in nigeria

Seedchange review – legit investment MLM company or scam?

Welcome to my seedchange review!

This is the latest MLM company in the investment niche to pop up and I decided to find out more about it.

Chances are someone approached you about their MLM investment opportunity where you can drop money into the company on a promise you will get some kind of guaranteed return.

The good news is I am going to walk you through the MLM company, products and compensation plan so you can make the right decision.

Just PAY close attention and read this to the end…

Seedchange review (MLM company)

Seedchange is run by alejandro guardiola (director), curtis french (CEO) and joseph caminti (sales team).

I did find guardiola (facebook) and caminiti’s (linkedin) social media accounts, but nothing on french.

On guardiola’s facebook, it does say “started new job at seedchange” on april 2015.

Before that it shows “started new job at UBS wealth management on may 1st, 2006.

For caminiti, it shows he was the “chief investment officer” from march 2014 to april 2015.

For curtis french, only thing I could find is trademark registration on google…

An investment platform that was established in 2012 in san francisco.
Securities are offered via seedchange execution services, inc., a broker-dealer registered with the SEC USA and FINRA | SIPC.

Which doesn’t make sense because seedchange’s website domain “scinvesting.Com” was first registered on 2014 and was updated on october 31st, 2020.

Also a search of the SEC’s edgar database showed seedchange execution services has been registered with the SEC since 2014.

Seedchange execution services claims to be “engage(d) in the marketing and sale to accredited investors of securities issued by early stage technology companies”.

Also note that the last public report filed by seedchange execution services was on june 3rd, 2019.

The report shows $145,975 in losses for the year ended march 31, 2019.

Also shows a kevin smith on the SEC report…

It looks like seedchange’s new investment MLM has nothing to do with the seedchange execution services.

It looks like they are not even related…

There was an october 29th consumer alert which was issued by california department of financial protection and innovation;

DFPI has received information that the website scinvesting.Com is marketing itself as licensed broker-dealer seedchange execution services inc., or seedchange (CRD number 165587).
The website is using the name, address, iconography, and website template of seedchange, and could possibly be offering investments in violation of california law.

Putting all of this together points to only one thing…

The new owners just took this domain and copied seedchange execution services to present a new created company.

So far I see a lot of deception behind this company…

How can I even trust anything on their website is real now?

I got a feeling that the NEW owners took possession of this domain when registration was updated on october 31st, 2020 just copied and pasted the previous information.

Meaning, the team that we see above could be real from when they ran it…

In other words, the people who are running it now are anonymous…

Seedchange reviews (products)

Seedchange has no retail products or services, but you can promote the affiliate membership and invest into the company…

Seedchange compensation plan

Seedchange affiliate invest funds on the promise of a return…

Auric energy – invest $100 or more and receive 0.5% a day for 285 days

JMW farms – invest $200 or more and receive 0.5% a day for 290 days

Serene fishing company – invest $2000 or more and receive 0.6% a day for 255 days

XT energy – invest $5000 or more and receive 0.7% a day for 230 days

Energeotek – invest $8000 or more and receive 1% a day for 170 days

Legacy measurement solutions – invest $10,000 or more and receive 1.1% a day for 165 days

St. Nicholas court farms – invest $18,000 or more and receive 1.3% a day for 147 days

Lakes oil NL – invest $20,000 or more and receive 1.3% a day for 143 days

Tempus applied solutions – invest $30,000 or more and receive 1.5% a day for 147 days

Brightrock gold corporation – invest $50,000 or more and receive 1.8% a day for 155 days

You can also earn referral commissions through a unilevel compensation plan structure paid two levels deep:

7% on level 1 (personally sponsored affiliates)

3% on level 2

Cost to join seedchange

Seedchange MLM affiliate membership is free.

To be part of the MLM opportunity, you must put in $100.

Unlike all the seedchange reviews out there I am going to reveal the shocking truth.

Final verdict

So does the seedchange scam exists?

Well let’s look at the facts…

Other than the fake new owners that used previous ownership information, there is actually a lot more.

Apparently seedchange produces all it’s external revenue through “new investment opportunities”.

Once of those is auric energy which apparently provides solar system design and installation services.

The actual auric energy company operates from auricsolar.Com.

Seedchange uses a fake company that operates from auricpower.Com which was bought and setup in may of 2020.

JWW farms is a company that is working on the introduction of anaerobic digestion technology for the production of methane-rich biogas.

This is actually a real company that operates from ireland, but seedchange does it again with this one…

They use a fake company website under the same name which was bought and setup in june of 2020.

I can keep going, but you see the picture…

All of the companies that seedchange uses are real BUT they setup fake companies under the same name…

Aren’t you glad you read this seedchange review?

Now you know what really is going on…

There isn’t any external revenue…

It’s just new investments paying off existing members which makes this company a ponzi scheme.

Once recruitment slows down the company will go under…

I can’t recommend this seedchange scam to anyone…

Anyway I hope you enjoyed this review and if you have any questions feel free to ask in the comments below…

Now before you go…

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Reader interactions

Comments

Someone offered me $100 into seedchange and I am just inquiring into the company. Looks like it’s a scam like you said.

So, let's see, what we have: every year thousands of people lose millions of pounds due to investment scams. Find out how to spot a scam and protect yourself. At legit investment companies